How I can help you

I have had over 10 years experience in community branch banking. My banking expertise includes business and personal loan applications in addition to home purchase, refinance and home equity lines of credit. I know what lenders are looking for when deciding to approve or decline loan applications. I also spent 10 years conducting credit counseling workshops. Topics included budgeting, credit score improvement, past due debt repayment and working with creditors. In the accounting area I can help you understand: balance sheets, cash flow statements, debt repayment and profit loss statements. Can provide guidance in writing a Business Plan. Bilingual: Spanish.

Areas of Expertise

  • Accounting & Cash Flow
  • Business Plans / Startup Assistance

Industry Experience

  • Finance & Insurance
  • Professional, Scientific, & Technical Services

Joseph Curiel

Communication Methods

  • Phone
  • Video